Pay more than a minimum payment
If you truly want to get rid of credit card debt, then you will have to pay more than just a minimum required payment. Otherwise, your debt repayment will stretch out for the rest of your life because you will be paying off only a small portion of the actual debt and majority of your payment will be going to pay for the interest.
How much more than just a minimum to pay will depend on your income as well as your desire to pay off your debt faster. When you need a little extra motivation, in addition to an ability to finally get out of debt, think about a chance to actually save your money in the end because you will be paying less interest.
Get some quick cash
To enable yourself to actually start making larger payments (or at least minimum payments, if you were not paying anything before), consider selling everything you do not need. Looking around your house, you will be surprised how much stuff you have that you were not using for ages and can live comfortably without. If you are an impulsive shopper and got into the debt because of it in the first place, you might have even more stuff just lying around.
The good news is that there are many people who are willing to give you money for items that you do not need or can live without and you can use the extra money to help yourself get out of debt for free – without taking any other loans, paying late fees, etc. A temporary part time, seasonal job, overtime hours and even turning your hobby into an income will also allow you to bring in more money to get the ball rolling and get closer to being debt free.